CardGenY is a digital transformation toolkit for Card Issuers, Merchant Acquirers, Processors and Co-brand partners. We enable compelling next generation card programs to be rapidly implemented.

Enhancing customer retention and driving new levels of growth and profitability of card portfolio's.

It starts with

Reinventing

the Customer Journey

What we offer

Digital transformation toolkit

Enabling new innovative lifecycle cardholder centric solutions to be rapidly and cost effectively rolled out

Solutions

Mobile UX
Our iOS and Android UX components can be easily modified according to your process design specifications.
PSD2 / Link Multiple Accounts
Use our integrated partners universal API to access identity data, balance and transactions from your users’ bank accounts. Connect with multiple institutions and stay compliant.
Onboarding KYC
Achieve KYC/AML compliance using our 3rd party integrated authentication services for fast and secure digital identity verification.
API’s for content (Travel, etc)
Use our integrated travel affiliate partners for ancillary revenue opportunities when your card holders are traveling. Turn your daily card into a travel app.
M-Commerce
Our omni channel commerce platform supports configuration (or integration via our API’s) and processing of travel products, experiential, merchandise and events.
Campaign Management / Offers & Promotions
Support for complex demographic or spend based campaigns across M-commerce and loyalty. Work collaboratively with merchants to drive targeted promotions and card linked offers.
Loyalty Program Earn & Redeem
A class leading loyalty management platform and points engine supporting simple to complex programs.
Track Spending & Budgeting
Built in UX elements to show real time spend by merchant and category. Cardholders can setup notifications, spend limits and establish savings buckets for round ups.
Front end Card Management
If supported by the issuer we offer ready to go UX elements and process for setting card spend limits, freeze card, savings buckets, top-ups, currency exchange reset pin etc.
Scheme API’s
We offer integrated Scheme API’s incl ATM locations, Checkout, Merchant Offers, Transaction Controls, Token Service etc

Benefits

CardGenY gives you all the digital tools to drive new card growth and enhance profitability

Issuers

Rapid Digital Transformation

Whether you are looking to acquire new customers, drive customer loyalty or leverage your data strategy. At CardGenY, we enable issuers to rapidly launch mobile and digital technologies that appeal to digital first consumers. Whether your customers are at home or abroad we have tailored solutions and content ensuring your digital wallet’s relevance and usability allowing you to enhance profitability by enabling far more relevant and wider customer engagement. 

Beyond Traditional Banking

We offer issuers the capability to pick and choose from our solutions or plug in your existing capabilities. Within one solution we enable your customers to manage their finances on the go using their digital wallet, easy and Instant onboarding, track spending and budgeting and many card management functionalities. The wallet can also store coupons and rewards from the issuer’s rewards / loyalty programme. 

Experts in managing Loyalty and Reward platforms

Loyalty and Rewards is in our DNA and we have a best in class loyalty management platform and points engine supporting simple to complex programs.  Our extensive campaign management capabilities support highly targeted and customised demographic or spend based campaigns.

Smarter Prepaid solutions

Issuers require smarter consumer solutions that have wider applicability to prevent app fatigue whilst delivering value, convenience, choice and relevancy. We enable issuers to rapidly deliver new prepaid solutions merging digital wallet capabilities and usability with our unique loyalty platform and smart campaign management solutions. 

Acquirers & Payment solutions

Differentiated Value 

With Digitalisation and climbing customer expectations wrapping new value-added services around core payments processing is no longer an option.

Retail Intelligent Solutions 

Merchants are looking for retail intelligence integrated with payments processes. By integrating our loyalty earn and redemption capabilities, commerce processes and campaign communication suite, Acquirers and Payment Solution providers can deliver compelling solutions to create frictionless customer experience.                                     

Providing Merchants with Omni-Channel Solutions 

Acquirers can offer a complete mobile solution or separate components for integration with existing merchant apps. CardGenY is a next generation mobile solution that customers are demanding…namely a seamless integration of loyalty, offers, commerce and payments but overlaid with smart campaign marketing solutions all of which can positioned by acquirers as value added components.

Merchant co-brand partners

Retail Intelligent Solutions

Consumers remain attracted to unique co-brand benefits tied to merchant and loyalty programs. These traditional rewards cards programs will be increasingly constrained due to economic model compression as evidenced in Europe. Our loyalty earn and redemption solution, commerce processes and campaign communication suite support the Merchants vision to deliver compelling loyalty solutions and a frictionless customer experience.                                     

Experts in managing Loyalty and Reward platforms 

Loyalty and Rewards is in our DNA and we have a best in class loyalty management platform and points engine supporting simple to complex programs.  Our extensive campaign management capabilities support highly targeted and customised demographic or spend based campaigns.

Smarter Prepaid solutions

Whether you are thinking of managing a digital prepaid wallet or would like to review your existing prepaid solutions, we can rapidly deliver new prepaid solutions merging digital wallet capabilities and usability with our loyalty platform, commerce and offers capabilities combined with smart campaign management solutions.

News & Updates

Stay up to date with us

16/06
The CEO of RBC, Canada’s biggest bank, believes it must diversify well beyond financial services and turn the lender into a broader “platform” offering diverse services Read more
24/05
OVUM a leading financial analysis group was commissioned to undertake a study around what new loyalty in the financial sector will look like under new interchange rules.
12/04
Over the past few years, the co-brand market has increasingly heated up, and it now may be at its peak.With competition increasing and financial incentives perhaps nearing a breaking point, issuers will need to

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Location

Call Us: +44 (0) 742 633 4042

Office / Postal Address
20 Eastbourne Terrace, Paddington, London W2 6LG, United Kingdom
12 Madden Street, Wynyard Quarter, Auckland 1010, New Zealand

E-mail Us: contact@cardgeny.com